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Xiaomi Redmi Mobiles on EMI without Credit/Debit cards

Xiaomi, Redmi Mobiles to be offered on EMI Purchases Without Credit/Debit cards.

Xiamio India on October 13 Friday announced EMI option for people who want Buy Mobiles on EMI option without a Credit/Debit cards. By having the recent partnership with Zestmoney,an online credit card platform,Xiaomi also added an option to purchase Xiaomi,Redmi products with an easy monthly installment from their company’s website Mi.com.

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Raghu reddy ,Head of online sales at Xiaomi India, said in a statement,

“Our vision to make high-end technology available to everyone by addition of affordable EMI options without credit/debit cards,we hope to provide comprehensive purchasing experience for Mi Fans on Mi.com”.

As by having a partnership with Zestmoney for card less EMI’s is a step forward in that direction.By addition of affordable EMI option without credit/debit cards.

Xiaomi currently has a 46.9 percent share of the online smartphone market.


Zestmoney  will provide the back-end  credit capability for Xiaomi India. Zestmoney is an e-commerce portal that allows user to pay orders in monthly installments without the need of credit card.with Zestmoney,users can now pay on EMI for Xiaomi related products on  Mi.com and customers will go through a digital process to get an approved credit limit.An option for Zestmoney pay has added to the online Mi store during checkout.

In Digital authentication such as Adhara-linked e-kyc, it is able to instantly sanction EMI via a completely digital paperless process,Lizzie champman,CEO and Cofounder,Zestmoney added.


Champan, CEO of Zestmoney, said that the company sees the most  credit purchases in tier-2 and tier-3 cities where credit card penetration is lower than that in metro cities.The company claims that it receives application for the credit worth $10 million on a month basis..Zestmoney has been growing very rapidly over the last 12 months.

Be one to buy your smartphone in EMI’s with out having the credit/debit card too. by using the Zestmoney in Mi.com.

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